Fairbalance 1.9 APK

FairBalance is the best loan app in India to get an instant personal loan and hassle-free repayment options. FairBalance is a digital product of our RBI-registered NBFC, Punjab Kashmir Finance Limited(https://www.fairbalance.shop).

You need to provide
👉A selfie
👉PAN card
👉One government ID as address Proof (Aadhaar Card)

Our Products
Online, paperless, 100% digital products and requires no physical documentation
Get a quick cash loan up to ₹50,000 in 15 minutes with tenure ranging from 90 days to 120 days.

Amount, Tenure, Fees & Charges (Product Details)
Loan Amount: ₹3,000 to ₹50,000
Loan Tenure: 90 days to 120 days
️Interest Rate: 12% to 30%
️Processing Fee: 1% to 3% of the loan amount based on the risk profile and loan amount
APR Range: 12% to 36% based on risk profile

Representative Loan Example:
Loan Amount:Rs 20,000
Processing & Loan Management Fee (@ 2%) = 20,000 * 2% = Rs 400.00
Interest Rate(@ 18.25%)= 50,000 * 18.25% / 365 * 120= Rs 1,200.00
Total Interest = Rs 1,600.00
APR = 28.03%
Total Loan repayment amount is Rs 21,200.00 inclusive of interest and all the other fees.Loans are given out by our RBI registered NBFC,Punjab Kashmir Finance Limited. We are legally compliant and well regulated.

Why FairBalance?
✔Easy application and Digital processing
✔No collateral or credit card required
✔Low-interest rates and processing fees
✔100% safe & secure; available 24x7
✔Early payment benefits with cashbacks
✔Multiple loan amount upgrade options
✔Foreclosure options without additional charges
✔Trusted app with complete transparency

Loan Eligibility Criteria: Indian Citizens, over 21 years of age and having a stable monthly source of income of above ₹ 15000 per month and annual household income above greater than 3 Lakhs

How to get started:
1. Install the FairBalance app from the Playstore.
2. Register and create a new account.
3. Fill out your basic information, then submit the application.
4. The final eligibility will be shown in the app and SMS will be sent post approval.
5. Select the loan product you find suitable.

App permissions & reasons:
• SMS—We use SMS permission to leverage device data i.e financial based transactional SMSs to perform credit risk asessment and generate a risk score which is further used to determine the loan eligibility and do credit profiling of our customers to provide them with pre-approved loan offers at good interest rates
• Installed Applications—Our app collects and transmits to FairBalance servers, each installed applications' metadata information which includes the application name, package name, installed time, updated time, version name and version code of each installed application on your device. This helps us to assess your credit worthiness and provide you with pre-approved customized loan offers
• Contacts—We require contacts access so that you can easily scan or capture required reference info and save time by allowing us to auto-fill relevant data for KYC purpose. This ensures that you are provided with a seamless experience while using the application.
• Camera—We require camera access so that you can easily scan or capture required KYC documents and save time by allowing us to auto-fill relevant data or to initiate an audio/video call for KYC purpose. This ensures that you are provided with a seamless experience while using the application.
To know more about our privacy policy, click https://www.fairbalance.shop/privacypolicy.

Our Lending Partners
Punjab Kashmir Finance Limited
Contact us
Mobile – +918048128421
Email – contact@fairbalance.shop
Address – 16 Defence Colony Cantt Road Jalandhar Punjab 144001