First Credit 0.0.26 APKs
- Version: 0.0.26
- File size: 9.29MB
- Requires: Android 4.0+
- Package Name: firstcredit.app.finance
- Developer: JCT System
- Updated Apr 02, 2022
- Price: Free
- Rate 0.00 stars – based on 0 reviews
Update
You must have thought that getting a loan is a hard job, that requires a lot of tedious paper works and bears annoying terms and conditions, whereas, the results are still fruitless. But not with FIRST CREDIT. It is an astonishing app developed and verified by FIRST CREDIT for the purpose of providing amazingly awesome loans to financially unstable people.
FIRST CREDIT is a leading finance company dealing with thousands of clients in Malaysia every year. It started giving loans to its employees for the first time so to help them get a better economic lifestyle but later on, this loan service enhanced to huge limits due to its competitive and feasible schemes leaving many huge banks behind.
This marvelous app is designed for the automated procedure of borrowing money from the comfort of home. It helps you get financial back support in urgent needs or in no man's land where you can find no way to get money. No physical presence required, no warranty or recognition required anymore. If you just have a contact number, you can have a loan. Just install the app and you are done. Simple as that.
Key Features
• It’s an efficient quick service. Just 30 minutes job only from starting to get a loan from our app and getting the money in hand within 2 working days (if qualified)
• You required to submit personal info and income / work proven documents
• No hidden charges. Only processing fees (includes Stamp Duty & Legal fees) and interest fees are taken as additional.
Repayment Info
• Minimum time to payback = 3 Months
• Maximum time to payback = 24 Months
• Max APR (Annual Percentage Rate) = 18%.
• Processing charges (includes Stamp Duty & Legal fees) = 10% of Loan Amount
For Example:
If your Loan Amount is = RM 4000.00
And you choose Loan Installment Period = 6 Months
Interest Rate will be = 1.5%/ Month or 18%/ Year
Processing charges (with Stamp Duty & Legal fees) will be = RM 150
Total Interest Charges = (Amount of Loan) X (Interest rate/month) X (Loan Period)
RM 4000 X 1.5% (Interest/month) X 6 (Months) = RM 360
Total Repayment Amount = Amount of Loan + Total Interest Charges
RM 4000 + RM 360 = RM 4360
Monthly Installment will be calculated as: Total Amount for repayment / your chosen Period of loan
So, RM 4360/6 Months = RM 727
Total Loan Cost =
Profit Rate fees + Processing Fee
Total Loan Cost = RM 150+360 = RM 510
FIRST CREDIT designed to settle your financial issues in one day. It would help shorten the time and simplify the process to getting the loan approved and the overall customer experience has been great from its first release to the present. We are always willing to serve you to our best.
Company : First Resources Sdn Bhd
Address : 51, Jalan Temengung 7/9, Bandar Mahkota Cheras, 43200 Kajang, Selangor
Lesen No : WL5358/10/01-8/501470
Valid From : 15/11/2020-14/11/2021
Permit No : WP5358/10/01-05/501470
Valid From : 15/11/2020-14/11/2021